I am a single mom of two who just lost her job. While I am looking for other employment, I am looking for help with budgeting. Any suggestions on simple to use resources, etc… Also, I would welcome any tips you may have. Any help would be most welcome!

Many thanks

Why is it desirable to construct capital budgeting rules so that higher-risk projects become less acceptable than lower-risk projects?

I already have done a personal budget in Excel – but are there any budget programs out there where I can type in mine and my husband's pay dates and amounts of pay, and then have the program calculate what can be paid out of each check that leaves me with some money left over? I'm horrible at budgeting and I always pay my bills and then never have any money left over until my next check. Help!!! Thanks.