I just wanted to get some ideas from some who have a strategic way about how the handle this, or even advice is great too.

I am a young adult, just bought my first home. Feel like I don't have any money to do anything but pay the stupid mortgage.

Isn't Budgeting a hassle for a business? Is it really important?

I know that this is a ridiculous question but I just cannot seem to stick to my budget. Any advice would be helpful!

I need to know
1. Why costs and budgets need to be controlled
2. How you can Control them
&
3. What you can do if the business doesnt have a controlled budget to help prevent them going bust.

i need the freepost address for a budeting loan form. i live in north east, uk.
i've got one i need to post off, they didn't have any envelopes there. and they said i couldn't just hand it in as it went to a different place(department). I tried to look it up on the computer but i had no luck.

I am not a wealthy woman, but maintain an above average salary, but seem to always be living from pay check to pay check. I understand that I have to stop impulse buying etc… but is there a sound equation that I could apply to my budget and follow it? Any help would be appreciated.

We recently bought a house, and have a combined income of 100K. Yet my wife still spends as though we have no mortgage. How can i talk to her about a budget without getting in a fight. As i would rather invest in the home than non essential items that she buys.
I just want her to see that we can save as we can pay the bills but little goes into savings. I would much rather us spend the money reinvesting in the house, new windows, and paint. It's just hard to keep her attention when discussing a budget.