Comments for 5DollarPlanet.com http://5dollarplanet.com Where All Gifts Are Under $5 Wed, 10 Mar 2010 03:53:44 -0500 http://wordpress.org/?v=2.8.4 hourly 1 Comment on what advantages does an electronic spread sheet have over manual methods in the budgeting process? by Liuman http://5dollarplanet.com/five-dollar-talk/what-advantages-does-an-electronic-spread-sheet-have-over-manual-methods-in-the-budgeting-process.php/comment-page-1#comment-446 Liuman Wed, 10 Mar 2010 03:53:44 +0000 http://5dollarplanet.com/five-dollar-talk/what-advantages-does-an-electronic-spread-sheet-have-over-manual-methods-in-the-budgeting-process.php#comment-446 An electronic spreadsheet allows you to quickly make edits to information that you input. In addition, you can have the spreadsheet program make calculations for you, and also catch common errors. An electronic spreadsheet also allows you to easily organize the information in new ways, like in a graph or a diagram. An electronic spreadsheet is also easy to make copies of. An electronic spreadsheet allows you to quickly make edits to information that you input. In addition, you can have the spreadsheet program make calculations for you, and also catch common errors. An electronic spreadsheet also allows you to easily organize the information in new ways, like in a graph or a diagram. An electronic spreadsheet is also easy to make copies of.

]]> Comment on what advantages does an electronic spread sheet have over manual methods in the budgeting process? by Liuman http://5dollarplanet.com/five-dollar-talk/what-advantages-does-an-electronic-spread-sheet-have-over-manual-methods-in-the-budgeting-process-2.php/comment-page-1#comment-445 Liuman Wed, 10 Mar 2010 03:53:44 +0000 http://5dollarplanet.com/five-dollar-talk/what-advantages-does-an-electronic-spread-sheet-have-over-manual-methods-in-the-budgeting-process-2.php#comment-445 An electronic spreadsheet allows you to quickly make edits to information that you input. In addition, you can have the spreadsheet program make calculations for you, and also catch common errors. An electronic spreadsheet also allows you to easily organize the information in new ways, like in a graph or a diagram. An electronic spreadsheet is also easy to make copies of. An electronic spreadsheet allows you to quickly make edits to information that you input. In addition, you can have the spreadsheet program make calculations for you, and also catch common errors. An electronic spreadsheet also allows you to easily organize the information in new ways, like in a graph or a diagram. An electronic spreadsheet is also easy to make copies of.

]]> Comment on What is another word for budgeting? by zokare http://5dollarplanet.com/five-dollar-talk/what-is-another-word-for-budgeting.php/comment-page-1#comment-444 zokare Tue, 09 Mar 2010 03:55:03 +0000 http://5dollarplanet.com/five-dollar-talk/what-is-another-word-for-budgeting.php#comment-444 Financial Plan Financial Plan

]]> Comment on Does wedding budgeting make anyone else want to pull their hair out? by BUBBLES http://5dollarplanet.com/five-dollar-talk/does-wedding-budgeting-make-anyone-else-want-to-pull-their-hair-out.php/comment-page-1#comment-443 BUBBLES Mon, 08 Mar 2010 01:30:18 +0000 http://5dollarplanet.com/five-dollar-talk/does-wedding-budgeting-make-anyone-else-want-to-pull-their-hair-out.php#comment-443 Email me if you want to talk crack_fashion@yahoo.com I am having the same deal.... ours is $20,000 and we keep cutting stuff out and down but it's not putting a dent into it. I still owe the cater like $10,000 and our wedding is Nov 3.... It's soo hard and we are cutting back on everything to pay for this.... Depending on where you live and if you have to use a cater it's really hard!!! I am ready to elope too :) I am hoping to get some federal taxes back to pay the cater but I feel like I am always robbing peter to pay paul!!! Email me if you want to talk
crack_fashion@yahoo.com

I am having the same deal…. ours is $20,000 and we keep cutting stuff out and down but it’s not putting a dent into it. I still owe the cater like $10,000 and our wedding is Nov 3….
It’s soo hard and we are cutting back on everything to pay for this…. Depending on where you live and if you have to use a cater it’s really hard!!! I am ready to elope too :)
I am hoping to get some federal taxes back to pay the cater but I feel like I am always robbing peter to pay paul!!!

]]> Comment on Distinguish between rational approaches and incremental approaches budgeting.? by Casado y con hijos http://5dollarplanet.com/five-dollar-talk/distinguish-between-rational-approaches-and-incremental-approaches-budgeting.php/comment-page-1#comment-442 Casado y con hijos Sat, 06 Mar 2010 23:19:10 +0000 http://5dollarplanet.com/five-dollar-talk/distinguish-between-rational-approaches-and-incremental-approaches-budgeting.php#comment-442 http://ca.wrs.yahoo.com/_ylt=A0geumx5G91IGLsAIlnrFAx.;_ylu=X3oDMTBybjFrcjVnBHNlYwNzcgRwb3MDNARjb2xvA2FjMgR2dGlkAw--/SIG=12bcpugf6/EXP=1222536441/**http%3A//vlib.iue.it/history/USA/ERAS/reconstruction.html http://ca.wrs.yahoo.com/_ylt=A0geumx5G91IGLsAIlnrFAx.;_ylu=X3oDMTBybjFrcjVnBHNlYwNzcgRwb3MDNARjb2xvA2FjMgR2dGlkAw–/SIG=12bcpugf6/EXP=1222536441/**http%3A//vlib.iue.it/history/USA/ERAS/reconstruction.html

]]> Comment on Obama is really ticking me off. He's budgeting $ to give to Chile. WTF? How many disasters can the US afford? by ChanceEncounter http://5dollarplanet.com/five-dollar-talk/obama-is-really-ticking-me-off-hes-budgeting-to-give-to-chile-wtf-how-many-disasters-can-the-us-afford.php/comment-page-1#comment-441 ChanceEncounter Thu, 04 Mar 2010 20:42:31 +0000 http://5dollarplanet.com/five-dollar-talk/obama-is-really-ticking-me-off-hes-budgeting-to-give-to-chile-wtf-how-many-disasters-can-the-us-afford.php#comment-441 The USA can't afford to help with any other country's disasters. It's trillions of dollars in debt as it is, which is a disaster of its own. The USA can’t afford to help with any other country’s disasters. It’s trillions of dollars in debt as it is, which is a disaster of its own.

]]> Comment on I need help budgeting for a new dog? by Allie http://5dollarplanet.com/five-dollar-talk/i-need-help-budgeting-for-a-new-dog.php/comment-page-1#comment-440 Allie Wed, 03 Mar 2010 18:21:07 +0000 http://5dollarplanet.com/five-dollar-talk/i-need-help-budgeting-for-a-new-dog.php#comment-440 Saving up money for the up-front costs is important, but it is important to understand that there are on-going costs too, so make sure you have a regular income of some sort on top of the initial savings. Bear in mind that your puppy will need an initial vet check when you first bring him/her home, and will need two more sets of shots within the first couple of months as well. If all goes well, that may be all the vet visits for a while, but always have a reserve fund for the unexpected (for example, my pup had a bout of diarrhea that lasted a few days, so we ended up with a vet consult and some medication... these things happen, and are not huge expenses, but are expenses nonetheless). I would also ensure you budget for obedience classes ($100-$200), regular grooming (depending on the breed), a dog walker or doggy daycare if needed... Also remember that any time you are going to be away, you need someone to look after the dog. If you don't have family/friends willing to do this for you, then kenneling is another cost to consider. There are other seasonal things that may be required depending on your location, such as flea/tick prevention and heartworm medication as well. All this to say, yes, save money for the purchase of the dog and supplies required, but please keep in mind that this is not a one-time expense. My can't-live-without basic supplies: - crate & bed - dishes - food & treats - toys (at your discretion, but a Kong is a must!) - collar & leash (harness for the car) - brush/comb - toothbrush/toothpaste - nail clippers (if you intend to do them yourself) - puppy shampoo / conditioner - enzymatic cleaner for the inevitable accidents - Bitter Apple spray to deter chewing - puppy pads (if you can house train without these, then do so, but my little one uses them out on my balcony at times when we can't get down 20 floors in time!) Price out these things in your area. Good luck! Saving up money for the up-front costs is important, but it is important to understand that there are on-going costs too, so make sure you have a regular income of some sort on top of the initial savings.

Bear in mind that your puppy will need an initial vet check when you first bring him/her home, and will need two more sets of shots within the first couple of months as well. If all goes well, that may be all the vet visits for a while, but always have a reserve fund for the unexpected (for example, my pup had a bout of diarrhea that lasted a few days, so we ended up with a vet consult and some medication… these things happen, and are not huge expenses, but are expenses nonetheless). I would also ensure you budget for obedience classes ($100-$200), regular grooming (depending on the breed), a dog walker or doggy daycare if needed… Also remember that any time you are going to be away, you need someone to look after the dog. If you don’t have family/friends willing to do this for you, then kenneling is another cost to consider. There are other seasonal things that may be required depending on your location, such as flea/tick prevention and heartworm medication as well.

All this to say, yes, save money for the purchase of the dog and supplies required, but please keep in mind that this is not a one-time expense.

My can’t-live-without basic supplies:
- crate & bed
- dishes
- food & treats
- toys (at your discretion, but a Kong is a must!)
- collar & leash (harness for the car)
- brush/comb
- toothbrush/toothpaste
- nail clippers (if you intend to do them yourself)
- puppy shampoo / conditioner
- enzymatic cleaner for the inevitable accidents
- Bitter Apple spray to deter chewing
- puppy pads (if you can house train without these, then do so, but my little one uses them out on my balcony at times when we can’t get down 20 floors in time!)

Price out these things in your area. Good luck!

]]> Comment on I need help with budgeting my household who an I go to? by Better Life http://5dollarplanet.com/five-dollar-talk/i-need-help-with-budgeting-my-household-who-an-i-go-to.php/comment-page-1#comment-439 Better Life Sun, 28 Feb 2010 11:09:14 +0000 http://5dollarplanet.com/five-dollar-talk/i-need-help-with-budgeting-my-household-who-an-i-go-to.php#comment-439 I have recently read a great article about managing household and personal budgets at : http://downint.googlepages.com/manageyourmoney.html they even gave me one month free subscription for a budgeting software,where they show you exactly where the money is going and how to save hundreds of dollars monthly. I have recently read a great article about managing household and personal budgets at : http://downint.googlepages.com/manageyourmoney.html
they even gave me one month free subscription for a budgeting software,where they show you exactly where the money is going and how to save hundreds of dollars monthly.

]]> Comment on Budgeting, I am trying to set up a budget once again, what are the categories ? by boo's mom http://5dollarplanet.com/five-dollar-talk/budgeting-i-am-trying-to-set-up-a-budget-once-again-what-are-the-categories.php/comment-page-1#comment-438 boo's mom Sat, 27 Feb 2010 08:42:47 +0000 http://5dollarplanet.com/five-dollar-talk/budgeting-i-am-trying-to-set-up-a-budget-once-again-what-are-the-categories.php#comment-438 The categories will depend on your expenses. I have a budget worksheet I created in Excel. It has the budget by month and year on one page, along with a column for due dates. If you'd like a copy to use, just email me! The categories will depend on your expenses.

I have a budget worksheet I created in Excel. It has the budget by month and year on one page, along with a column for due dates. If you’d like a copy to use, just email me!

]]> Comment on Budgeting in a marriage, which works best? by tieia http://5dollarplanet.com/five-dollar-talk/budgeting-in-a-marriage-which-works-best.php/comment-page-1#comment-437 tieia Fri, 26 Feb 2010 06:22:21 +0000 http://5dollarplanet.com/five-dollar-talk/budgeting-in-a-marriage-which-works-best.php#comment-437 For my husband and I, we have a joint account. All the bills are paid from this account. All of our accounts are joint. You have to figure out what works best for you. I recommend checking out www.suzeorman.com. She has LOTS of great advice for married couples! Another thing that I have heard works well is a joint account, then two separate accounts that you each give yourself an allowance to. For example, so that you can purchase gifts or get haircuts, etc. This allowance is your disposable income, to spend as you like so that there isn't any arguing about why she spent $50 on a pedicure or why you spent $100 on golf! :) For my husband and I, we have a joint account. All the bills are paid from this account. All of our accounts are joint. You have to figure out what works best for you. I recommend checking out http://www.suzeorman.com. She has LOTS of great advice for married couples! Another thing that I have heard works well is a joint account, then two separate accounts that you each give yourself an allowance to. For example, so that you can purchase gifts or get haircuts, etc. This allowance is your disposable income, to spend as you like so that there isn’t any arguing about why she spent $50 on a pedicure or why you spent $100 on golf! :)

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